Insurance Help

[pgrzes]

My Insurance Co. has dropped me, and now I am having trouble getting coverage. I was hit with Hurricane Sandy(which should not be a chargable), was hit by lightening took out ICS computers, had a car take out a vacuum island and vacs(insurance co. didnt want to investigate so I get chargable) and a phoney slip and fall that was proven phoney, they still paid 10k!!! Now I am having difficulty getting coverage, Any ideas?? I have tried Carwash insurance center, Franklin Ins. agency is my Agent response has been slow, tried Mang very slow response no real answers. Not to comfortable going into the winter without coverage...

 

[MudMoney]

Try Farmers alliance,McPherson Kansas.1-800-523-2455

 

[robert roman]

Insurance companies usually determine if business is high-risk with point system.

Like owning a car, once you are placed on high risk, you can buy insurance but only at very high premium. Of course, you can also do something to lower the risk.

Typically, for business like carwash this would include accident prevention and management kit, employee manual, operations manual and preventative maintenance schedules.

Demonstrating these things are in place and effective will do a lot to lower risk and premiums.