Insurance Help

[washman2016]

My insurance is no longer covering car washes. I am not having much luch in getting quotes, only one at this point. Who are you all using?

 

[Randy]

We use these guys https://www.carwashinsurance.com/

 

[MudMoney]

I use Farmers Alliance out of McPherson,Kansas

 

[MeridianCarWash]

My insurance guy found MOE to be the best price. Mutual of Enumclaw.

 

[Worschman]

Liberty Mutual

 

[mjwalsh]

Having gone through several agencies in the last 15 years ... I am a bit appalled that the self service bays portion of my laundry, car n dog wash ... has always has had a much higher rate than my laundromat. Any thoughts ... possibly the number of claims data???

 

[washman2016]

Having gone through several agencies in the last 15 years ... I am a bit appalled that the self service bays portion of my laundry, car n dog wash ... has always has had a much higher rate than my laundromat. Any thoughts ... possibly the number of claims data???

I am seeing the same thing I have had the car wash 5 years and the laundry 4. We just got notes that we need to find a new insure for our laundry. When I purchased the car wash my insurance was about 2,500 now it is almost 6,000. I have only had 2 clams one for a stolen pit cleaner and the other was a guy driving through both auto doors. Both clams where with differant insurance companys and both drop coverage the following year.

 

[mjwalsh]

I wonder if the growing use of AI in the insurance industry will help or make the insurance underwriters risk evaluations better or worse. I am thinking it possibly might make those "behind the scenes clericals" even more "out of touch ... out of mind"???