maintenance / liability

[JustClean]

Hi all,
I had a bad dream last night of a customer sueing my bum off because my IBA tipped over and squashed his car
Anyway, that got me thinking: If you are doing all your maintencance yourself and you are not trained by the factory nor you have some kind of mechanical licence what if something goes really bad. Do you have anything in place to keep you afloat? What are your thoughts on this? Cheers.

 

[GoBuckeyes]

I think it's called Liability Insurance.

 

[JustClean]

I think it's called Liability Insurance.

sorry, maybe I should add this sentence:
Even with liability insurance could this be a way for the insurance NOT to pay?

 

[pitzerwm]

IMO, if the state doesn't require a license for whatever you are doing, then you don't have an insurance problem. If you are not a corp. usually you can do your own work, even if a license is required. I would think that whatever you do, you should know the correct way to fix it, so there won't be a problem.