FWIW...I did some experimenting awhile back with putting a Standard UPS on my Bill
Changer since I was having problems with the circuit breaker tripping on the controller. One thing for sure, the
changer didn't like it when running in backup off the UPS. It went nuts....I called technical service for the UPS and the technician quickly told me I needed a Pure Sine Wave UPS which is about 5 times more expensive...I bought one anyway, and all is good. I haven't had problems with my
changer since.
I also have a standard UPS on my DVR and camera system. For these small items, I wouldn't turn it in to insurance if they did get damaged. The insurance company's around here will raise your rates and then some to cover their loss...So I try to protect my equipment the best I can. The surge protectors I use have joule ratings of over 4000 to help protect the equipment...The higher the joule rating the better it will protect your equipment.