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Pay Station Removal Drunk Driver Style

I've made some bad decisions in life, but that takes the title. Assuming he's drunk, and therefore no insurance will apply, it will be a very costly moment of outrage.
 
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I've made some had decisions in life, but that takes the title. Assuming he's drunk, and therefore no insurance will apply, it will be a very costly moment of outrage.
Interesting. I am not aware of policies that contain an intoxication denial clause I think in some states like Illinois the clause would be void. Are you aware of such clauses? Also, even if there was a clause I would think it a difficult burden to prove intoxication unless the driver was tested.
 
Interesting. I am not aware of policies that contain an intoxication denial clause I think in some states like Illinois the clause would be void. Are you aware of such clauses? Also, even if there was a clause I would think it a difficult burden to prove intoxication unless the driver was tested.

Apologies, I didn't really think through the insurance issues, was still just amazed at what happened!

In Australia, my best guess on insurance would be; (1) the act is deliberate, not an accident, therefore the driver's insurance would not apply; (2) If it was an accident but the police breath-tested the driver and showed him to be above the legal alcohol limit, then the driver's insurance would not apply. Under either of these circumstances, the driver would then be liable for the damage personally. If the driver couldn't come up with the money, then the carwash would claim on their own insurance. The carwash's insurer would then seek the funds from the driver via legal recourse.

Regardless of the specific issues of this incident, a couple of notes regarding Australia (to the best of my humble understanding). First, drivers involved in a motor vehicle crash will be tested by police for alcohol and drugs (marijuana, ecstacy etc.) as a matter of routine. Secondly, if you are a driver involved in a crash and you are driving illegally, for example over the allowed alcohol limit, then your insurance is not applicable.

Certainly not an expert on Australian insurance, but this would be my best understanding. From what I've gathered, US insurance can work very differently.
 
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