Theft/vandalism. Need advice

[soonermajic]

Well my agent said 90% chance they drop if I file, which will be my 2nd kn 4 mos (2nd overall in 4 & 1/2 yrs).
Thoughts?

 

[Earl Weiss]

How big is the loss?

 

[OurTown]

I think he said $13K plus labor. That is a lot of money but when compared to not having insurance it is not.

 

[OurTown]

I don't recall but did your previous claim come from this same location as I know you have multiple locations? If it was a different location then it would not seem justified for the carrier to drop you if there was a claim on this location. If it is the same location then you should do some of the more extreme suggestions to prevent another break in. That way if you did make this claim then you could show them (or a new carrier) what you did to prevent this from happening again.

 

[soonermajic]

Same location. Other claim was damaged IBA, $8000.
This time its B& E, theft, vandalism, & gonna be about $11.
I'm beefing up security, adding alarms, surveillance updating etc...

 

[OurTown]

Did you tell your agent what measures you are taking? It might make a difference but then again it may not.