Yes the two inlet and outlet fittings on the right side of the tank are to attach a circulator and heat exchanger...As you stated, you have to use a heat exchanger since those two fittings just go to the tank...There is no internal heat exchanger on those fittings. I put ball valves on just in case I ever needed them for something...SO yea, I can see the HTP handling a lot more than I throw at it! Plus it has a SS tank and 2" of insulation that boasts a 1° temp loss in 24 hrs....Not a biggy, but this thing is really efficient! Every little bit helps. I did plenty of research when looking for a bay water heater...Demand, boiler, and tank style...The HTP was by far the best I could find with 1" NTP fittings and efficiencies/construction....I believe 1" at 40 psi flows 40 gpm? That's a lot!
My Old Jarco WEBN boilers were 70% efficient when new. Since the PO's ran them in a condensing state, the internal coils self destructed from acidic condensate. There wasn't any fins left on the copper tubing when I tore them apart for scrap...I bet the Jarcos were down around 25% efficient at that point! Actually I couldn't afford to run them...
I also plumbed in a cold water bypass to my hot water float tank thinking I would switch to cold water in the summer. It turned out to be so cheap to operate I just let it run year round...Customers love it and comment on it all the time that I'm the only CW for miles that has heated water...Again, it DOES make a difference, even if only from perception!