I made the switch to TSYS merchant solutions last July because they made me an offer I couldn't pass up. Their rates are definately cheaper than I was paying with my old credit card services but I was sold a bill of goods that was never delivered. They offered me four $100 in prepaid visa cards to make the switch to cover early termination fees of my old credit card providers. I was to recieve 1 a month until I recieved all 4. Unfortunately its going on 7 months now and to date I have only recieved $100 of my $400 promised to me. Since then I have had major problems with their service so they agreed to send me a 5th card and I also had a customer referral for a sixth card. I have emailed and called them over and over again about this issue. They still continue to tell me they are working on it but I am begining to believe this is a bait and switch tatctic. I am now owed $500 in prepaid visa cards and doubt I will ever see them. Be warned if you are offered prepaid gift cards to make the switch. You probably are not going to get them. Anyone else having these issues with them?