After numerous delays - (2 Months) I googled the Insurance company handling the matter and found e-mail contacts for top executives giving the chronology of what had happened so far.and asking that the matter be handled right away. Within 90 minutes my phone rang, coverage letter a few days...
The only thing you should say to the guy is when you receive formal written notice of claim you will turn it over to your insurance company which you must do if such claim is received.
Heated wire attached more securely?
Does it freeze overnight or just when you are closed overnight? If the latter perhaps add some eco friendly anti freeze at closing.
It is operating income less operating expenses. Mortgages, real Estate Taxes, insurance, etc. are Fixed Expenses. Some items like Garbage pickup may be as well since you typically monthly and it won't go down if you are not operating and have no garbage.
Read Policy. Lost income can start after a small window - Start assembling info. I took Prior 3 years month by month and then took the average of those 3 calender months for income. Expenses are a little different. Some things like utilities you can do month by month but some things like soap...
Keep track of how long they take. Took my company 2 months to accept coverage and later they complained construction took too long. Keep a daily diary of everything that happens.
The car wash business is a unique animal. Independent adjusters can perform a service but make sure you check everything they do BEFORE they send it to the Insurance Company. .
Start getting all your financials in order. Save all bills, receipts, credit card invoices, credit card statements, and cancelled check images. Make certain you can separate out all operating expenses from non operating expenses.
Too many factors at work to clearly establish cause and effect. Most importantly Covid shutdowns and War in Ukraine and lack thereof that affected gas prices and amount of driving plus the price of gas as a result thereof. Biden's tightening of restrictions on oi exploration...
I have a D&S system. When I added bill acceptors I added a separate box mainly for better security and I figured if they attacked the bill box the regular box would still function. It worked out well for later addition of swipers but I rightly figured the bill box would need heaters. After 7-8...